How Housing Algorithms Recreate Racial Discrimination
Automated systems in housing - mortgage lending, tenant screening, appraisals, and insurance - systematically discriminate against communities of color by using proxy variables like ZIP codes and credit scores that encode historical racism. While the Fair Housing Act outlawed explicit redlining decades ago, machine learning models trained on biased data reproduce the same patterns at scale. Solutions exist - algorithmic auditing, fairness-aware design, regulatory reform - but require prioritizing equ...



































































































